Call report 2011Q4
HERALD NATIONAL BANK — 2011Q4
The 22 measures HERALD NATIONAL BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 524,190,000 | USD | evidence → |
| Total loans | 304,506,000 | USD | evidence → |
| Allowance for loan losses | 5,943,000 | USD | evidence → |
| Securities available for sale | 155,087,000 | USD | evidence → |
| Securities held to maturity | 12,547,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 465,734,000 | USD | evidence → |
| Interest-bearing deposits | 288,651,000 | USD | evidence → |
| Noninterest-bearing deposits | 177,083,000 | USD | evidence → |
| Equity capital | 54,181,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,660,000 | USD | evidence → |
| Interest expense | 3,441,000 | USD | evidence → |
| Net interest income | 18,219,000 | USD | evidence → |
| Noninterest income | 1,590,000 | USD | evidence → |
| Noninterest expense | 19,077,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 870,000 | USD | evidence → |
| Income tax | 123,000 | USD | evidence → |
| Net income | 747,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,183,000 | USD | evidence → |
| Total capital | 57,370,000 | USD | evidence → |
| Risk-weighted assets | 333,038,000 | USD | evidence → |