Call report 2011Q3
HERALD NATIONAL BANK — 2011Q3
The 22 measures HERALD NATIONAL BANK reported to the FFIEC for 2011Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 486,718,000 | USD | evidence → |
| Total loans | 318,630,000 | USD | evidence → |
| Allowance for loan losses | 5,924,000 | USD | evidence → |
| Securities available for sale | 134,249,000 | USD | evidence → |
| Securities held to maturity | 12,990,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 414,087,000 | USD | evidence → |
| Interest-bearing deposits | 274,847,000 | USD | evidence → |
| Noninterest-bearing deposits | 139,239,000 | USD | evidence → |
| Equity capital | 53,776,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,420,000 | USD | evidence → |
| Interest expense | 2,724,000 | USD | evidence → |
| Net interest income | 13,696,000 | USD | evidence → |
| Noninterest income | 1,026,000 | USD | evidence → |
| Noninterest expense | 14,305,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 555,000 | USD | evidence → |
| Income tax | 89,000 | USD | evidence → |
| Net income | 466,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,790,000 | USD | evidence → |
| Total capital | 56,972,000 | USD | evidence → |
| Risk-weighted assets | 332,694,000 | USD | evidence → |