Call report 2022Q2
COMMENCEMENT BANK — 2022Q2
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 552,007,000 | USD | evidence → |
| Total loans | 389,268,000 | USD | evidence → |
| Allowance for loan losses | 4,722,000 | USD | evidence → |
| Securities available for sale | 112,385,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 500,581,000 | USD | evidence → |
| Interest-bearing deposits | 327,720,000 | USD | evidence → |
| Noninterest-bearing deposits | 172,860,000 | USD | evidence → |
| Equity capital | 46,751,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,693,000 | USD | evidence → |
| Interest expense | 426,000 | USD | evidence → |
| Net interest income | 8,267,000 | USD | evidence → |
| Noninterest income | 496,000 | USD | evidence → |
| Noninterest expense | 6,177,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,586,000 | USD | evidence → |
| Income tax | 503,000 | USD | evidence → |
| Net income | 2,083,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,191,000 | USD | evidence → |
| Total capital | 59,085,000 | USD | evidence → |
| Risk-weighted assets | 405,683,000 | USD | evidence → |