Call report 2022Q1
COMMENCEMENT BANK — 2022Q1
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 549,577,000 | USD | evidence → |
| Total loans | 344,727,000 | USD | evidence → |
| Allowance for loan losses | 4,735,000 | USD | evidence → |
| Securities available for sale | 109,240,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 495,127,000 | USD | evidence → |
| Interest-bearing deposits | 319,643,000 | USD | evidence → |
| Noninterest-bearing deposits | 175,484,000 | USD | evidence → |
| Equity capital | 49,451,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,176,000 | USD | evidence → |
| Interest expense | 226,000 | USD | evidence → |
| Net interest income | 3,950,000 | USD | evidence → |
| Noninterest income | 241,000 | USD | evidence → |
| Noninterest expense | 2,972,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,219,000 | USD | evidence → |
| Income tax | 234,000 | USD | evidence → |
| Net income | 985,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,281,000 | USD | evidence → |
| Total capital | 57,806,000 | USD | evidence → |
| Risk-weighted assets | 361,641,000 | USD | evidence → |