Call report 2022Q3
COMMENCEMENT BANK — 2022Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 553,992,000 | USD | evidence → |
| Total loans | 396,678,000 | USD | evidence → |
| Allowance for loan losses | 4,797,000 | USD | evidence → |
| Securities available for sale | 113,024,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 502,355,000 | USD | evidence → |
| Interest-bearing deposits | 324,228,000 | USD | evidence → |
| Noninterest-bearing deposits | 178,127,000 | USD | evidence → |
| Equity capital | 45,483,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,952,000 | USD | evidence → |
| Interest expense | 633,000 | USD | evidence → |
| Net interest income | 13,319,000 | USD | evidence → |
| Noninterest income | 1,228,000 | USD | evidence → |
| Noninterest expense | 9,765,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 4,707,000 | USD | evidence → |
| Income tax | 839,000 | USD | evidence → |
| Net income | 3,868,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,980,000 | USD | evidence → |
| Total capital | 60,978,000 | USD | evidence → |
| Risk-weighted assets | 409,030,000 | USD | evidence → |