Call report 2021Q4
COMMENCEMENT BANK — 2021Q4
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 531,242,000 | USD | evidence → |
| Total loans | 346,319,000 | USD | evidence → |
| Allowance for loan losses | 4,735,000 | USD | evidence → |
| Securities available for sale | 100,316,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 473,157,000 | USD | evidence → |
| Interest-bearing deposits | 326,390,000 | USD | evidence → |
| Noninterest-bearing deposits | 146,767,000 | USD | evidence → |
| Equity capital | 52,464,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,179,000 | USD | evidence → |
| Interest expense | 1,433,000 | USD | evidence → |
| Net interest income | 17,746,000 | USD | evidence → |
| Noninterest income | 945,000 | USD | evidence → |
| Noninterest expense | 11,082,000 | USD | evidence → |
| Provision for loan losses | 2,400,000 | USD | evidence → |
| Pretax income | 5,209,000 | USD | evidence → |
| Income tax | 1,014,000 | USD | evidence → |
| Net income | 4,195,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,147,000 | USD | evidence → |
| Total capital | 56,441,000 | USD | evidence → |
| Risk-weighted assets | 342,983,000 | USD | evidence → |