Call report 2021Q3
COMMENCEMENT BANK — 2021Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2021Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 548,047,000 | USD | evidence → |
| Total loans | 352,436,000 | USD | evidence → |
| Allowance for loan losses | 4,735,000 | USD | evidence → |
| Securities available for sale | 74,049,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 489,153,000 | USD | evidence → |
| Interest-bearing deposits | 341,394,000 | USD | evidence → |
| Noninterest-bearing deposits | 147,759,000 | USD | evidence → |
| Equity capital | 54,002,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,835,000 | USD | evidence → |
| Interest expense | 1,152,000 | USD | evidence → |
| Net interest income | 13,683,000 | USD | evidence → |
| Noninterest income | 726,000 | USD | evidence → |
| Noninterest expense | 8,297,000 | USD | evidence → |
| Provision for loan losses | 2,400,000 | USD | evidence → |
| Pretax income | 3,712,000 | USD | evidence → |
| Income tax | 716,000 | USD | evidence → |
| Net income | 2,996,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,846,000 | USD | evidence → |
| Total capital | 57,141,000 | USD | evidence → |
| Risk-weighted assets | 342,969,000 | USD | evidence → |