Call report 2021Q2
COMMENCEMENT BANK — 2021Q2
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2021Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 561,811,000 | USD | evidence → |
| Total loans | 386,204,000 | USD | evidence → |
| Allowance for loan losses | 4,735,000 | USD | evidence → |
| Securities available for sale | 54,074,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 504,603,000 | USD | evidence → |
| Interest-bearing deposits | 345,793,000 | USD | evidence → |
| Noninterest-bearing deposits | 158,810,000 | USD | evidence → |
| Equity capital | 52,624,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,148,000 | USD | evidence → |
| Interest expense | 818,000 | USD | evidence → |
| Net interest income | 9,330,000 | USD | evidence → |
| Noninterest income | 489,000 | USD | evidence → |
| Noninterest expense | 5,530,000 | USD | evidence → |
| Provision for loan losses | 2,400,000 | USD | evidence → |
| Pretax income | 1,889,000 | USD | evidence → |
| Income tax | 350,000 | USD | evidence → |
| Net income | 1,539,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,281,000 | USD | evidence → |
| Total capital | 55,546,000 | USD | evidence → |
| Risk-weighted assets | 340,557,000 | USD | evidence → |