Call report 2021Q1
COMMENCEMENT BANK — 2021Q1
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 579,065,000 | USD | evidence → |
| Total loans | 415,767,000 | USD | evidence → |
| Allowance for loan losses | 4,661,000 | USD | evidence → |
| Securities available for sale | 31,169,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 520,442,000 | USD | evidence → |
| Interest-bearing deposits | 359,217,000 | USD | evidence → |
| Noninterest-bearing deposits | 161,226,000 | USD | evidence → |
| Equity capital | 52,705,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,048,000 | USD | evidence → |
| Interest expense | 433,000 | USD | evidence → |
| Net interest income | 4,615,000 | USD | evidence → |
| Noninterest income | 248,000 | USD | evidence → |
| Noninterest expense | 2,867,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,996,000 | USD | evidence → |
| Income tax | 395,000 | USD | evidence → |
| Net income | 1,601,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,298,000 | USD | evidence → |
| Total capital | 55,441,000 | USD | evidence → |
| Risk-weighted assets | 330,772,000 | USD | evidence → |