Call report 2020Q4
COMMENCEMENT BANK — 2020Q4
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 527,952,000 | USD | evidence → |
| Total loans | 413,978,000 | USD | evidence → |
| Allowance for loan losses | 4,665,000 | USD | evidence → |
| Securities available for sale | 22,032,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 469,825,000 | USD | evidence → |
| Interest-bearing deposits | 331,122,000 | USD | evidence → |
| Noninterest-bearing deposits | 138,704,000 | USD | evidence → |
| Equity capital | 51,694,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,832,000 | USD | evidence → |
| Interest expense | 2,420,000 | USD | evidence → |
| Net interest income | 15,412,000 | USD | evidence → |
| Noninterest income | 1,234,000 | USD | evidence → |
| Noninterest expense | 10,388,000 | USD | evidence → |
| Provision for loan losses | 1,150,000 | USD | evidence → |
| Pretax income | 5,108,000 | USD | evidence → |
| Income tax | 1,024,000 | USD | evidence → |
| Net income | 4,084,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,049,000 | USD | evidence → |
| Total capital | 54,169,000 | USD | evidence → |
| Risk-weighted assets | 328,860,000 | USD | evidence → |