Call report 2020Q3
COMMENCEMENT BANK — 2020Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 511,381,000 | USD | evidence → |
| Total loans | 424,738,000 | USD | evidence → |
| Allowance for loan losses | 4,515,000 | USD | evidence → |
| Securities available for sale | 17,104,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 454,988,000 | USD | evidence → |
| Interest-bearing deposits | 312,398,000 | USD | evidence → |
| Noninterest-bearing deposits | 142,589,000 | USD | evidence → |
| Equity capital | 50,709,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,940,000 | USD | evidence → |
| Interest expense | 1,923,000 | USD | evidence → |
| Net interest income | 11,017,000 | USD | evidence → |
| Noninterest income | 817,000 | USD | evidence → |
| Noninterest expense | 7,417,000 | USD | evidence → |
| Provision for loan losses | 1,000,000 | USD | evidence → |
| Pretax income | 3,417,000 | USD | evidence → |
| Income tax | 681,000 | USD | evidence → |
| Net income | 2,736,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,107,000 | USD | evidence → |
| Total capital | 53,057,000 | USD | evidence → |
| Risk-weighted assets | 315,338,000 | USD | evidence → |