Call report 2020Q2
COMMENCEMENT BANK — 2020Q2
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 548,466,000 | USD | evidence → |
| Total loans | 413,974,000 | USD | evidence → |
| Allowance for loan losses | 4,257,000 | USD | evidence → |
| Securities available for sale | 12,916,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 460,015,000 | USD | evidence → |
| Interest-bearing deposits | 304,167,000 | USD | evidence → |
| Noninterest-bearing deposits | 155,848,000 | USD | evidence → |
| Equity capital | 49,514,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,432,000 | USD | evidence → |
| Interest expense | 1,342,000 | USD | evidence → |
| Net interest income | 7,090,000 | USD | evidence → |
| Noninterest income | 454,000 | USD | evidence → |
| Noninterest expense | 4,888,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 1,906,000 | USD | evidence → |
| Income tax | 379,000 | USD | evidence → |
| Net income | 1,527,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,832,000 | USD | evidence → |
| Total capital | 51,665,000 | USD | evidence → |
| Risk-weighted assets | 306,104,000 | USD | evidence → |