Call report 2020Q1
COMMENCEMENT BANK — 2020Q1
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 395,356,000 | USD | evidence → |
| Total loans | 305,149,000 | USD | evidence → |
| Allowance for loan losses | 3,337,000 | USD | evidence → |
| Securities available for sale | 14,128,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 340,128,000 | USD | evidence → |
| Interest-bearing deposits | 242,452,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,676,000 | USD | evidence → |
| Equity capital | 48,950,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,996,000 | USD | evidence → |
| Interest expense | 662,000 | USD | evidence → |
| Net interest income | 3,334,000 | USD | evidence → |
| Noninterest income | 277,000 | USD | evidence → |
| Noninterest expense | 2,434,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,177,000 | USD | evidence → |
| Income tax | 230,000 | USD | evidence → |
| Net income | 947,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,185,000 | USD | evidence → |
| Total capital | 50,654,000 | USD | evidence → |
| Risk-weighted assets | 312,792,000 | USD | evidence → |