Call report 2019Q4
COMMENCEMENT BANK — 2019Q4
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 388,384,000 | USD | evidence → |
| Total loans | 297,699,000 | USD | evidence → |
| Allowance for loan losses | 3,216,000 | USD | evidence → |
| Securities available for sale | 14,731,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 334,369,000 | USD | evidence → |
| Interest-bearing deposits | 236,526,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,843,000 | USD | evidence → |
| Equity capital | 47,696,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,257,000 | USD | evidence → |
| Interest expense | 2,679,000 | USD | evidence → |
| Net interest income | 14,578,000 | USD | evidence → |
| Noninterest income | 954,000 | USD | evidence → |
| Noninterest expense | 9,372,000 | USD | evidence → |
| Provision for loan losses | 290,000 | USD | evidence → |
| Pretax income | 5,870,000 | USD | evidence → |
| Income tax | 1,082,000 | USD | evidence → |
| Net income | 4,788,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,136,000 | USD | evidence → |
| Total capital | 49,500,000 | USD | evidence → |
| Risk-weighted assets | 312,587,000 | USD | evidence → |