Call report 2019Q3
COMMENCEMENT BANK — 2019Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 375,394,000 | USD | evidence → |
| Total loans | 286,174,000 | USD | evidence → |
| Allowance for loan losses | 3,198,000 | USD | evidence → |
| Securities available for sale | 16,609,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 322,199,000 | USD | evidence → |
| Interest-bearing deposits | 232,149,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,050,000 | USD | evidence → |
| Equity capital | 46,521,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,209,000 | USD | evidence → |
| Interest expense | 1,980,000 | USD | evidence → |
| Net interest income | 11,229,000 | USD | evidence → |
| Noninterest income | 692,000 | USD | evidence → |
| Noninterest expense | 7,203,000 | USD | evidence → |
| Provision for loan losses | 290,000 | USD | evidence → |
| Pretax income | 4,428,000 | USD | evidence → |
| Income tax | 788,000 | USD | evidence → |
| Net income | 3,640,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,930,000 | USD | evidence → |
| Total capital | 48,323,000 | USD | evidence → |
| Risk-weighted assets | 304,211,000 | USD | evidence → |