Call report 2019Q2
COMMENCEMENT BANK — 2019Q2
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 365,457,000 | USD | evidence → |
| Total loans | 287,744,000 | USD | evidence → |
| Allowance for loan losses | 3,186,000 | USD | evidence → |
| Securities available for sale | 14,321,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 314,073,000 | USD | evidence → |
| Interest-bearing deposits | 219,857,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,216,000 | USD | evidence → |
| Equity capital | 44,913,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,198,000 | USD | evidence → |
| Interest expense | 1,216,000 | USD | evidence → |
| Net interest income | 6,982,000 | USD | evidence → |
| Noninterest income | 414,000 | USD | evidence → |
| Noninterest expense | 4,545,000 | USD | evidence → |
| Provision for loan losses | 290,000 | USD | evidence → |
| Pretax income | 2,561,000 | USD | evidence → |
| Income tax | 456,000 | USD | evidence → |
| Net income | 2,105,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,323,000 | USD | evidence → |
| Total capital | 46,686,000 | USD | evidence → |
| Risk-weighted assets | 308,061,000 | USD | evidence → |