Call report 2019Q1
COMMENCEMENT BANK — 2019Q1
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2019Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 354,491,000 | USD | evidence → |
| Total loans | 268,162,000 | USD | evidence → |
| Allowance for loan losses | 2,984,000 | USD | evidence → |
| Securities available for sale | 14,666,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 307,481,000 | USD | evidence → |
| Interest-bearing deposits | 216,637,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,844,000 | USD | evidence → |
| Equity capital | 43,659,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,000,000 | USD | evidence → |
| Interest expense | 577,000 | USD | evidence → |
| Net interest income | 3,423,000 | USD | evidence → |
| Noninterest income | 200,000 | USD | evidence → |
| Noninterest expense | 2,324,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,299,000 | USD | evidence → |
| Income tax | 232,000 | USD | evidence → |
| Net income | 1,067,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,225,000 | USD | evidence → |
| Total capital | 45,367,000 | USD | evidence → |
| Risk-weighted assets | 289,418,000 | USD | evidence → |