Call report 2018Q4
COMMENCEMENT BANK — 2018Q4
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 357,471,000 | USD | evidence → |
| Total loans | 268,132,000 | USD | evidence → |
| Allowance for loan losses | 2,976,000 | USD | evidence → |
| Securities available for sale | 15,005,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 311,870,000 | USD | evidence → |
| Interest-bearing deposits | 220,256,000 | USD | evidence → |
| Noninterest-bearing deposits | 91,613,000 | USD | evidence → |
| Equity capital | 42,461,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,222,000 | USD | evidence → |
| Interest expense | 1,579,000 | USD | evidence → |
| Net interest income | 14,643,000 | USD | evidence → |
| Noninterest income | 661,000 | USD | evidence → |
| Noninterest expense | 8,678,000 | USD | evidence → |
| Provision for loan losses | 285,000 | USD | evidence → |
| Pretax income | 6,341,000 | USD | evidence → |
| Income tax | 1,305,000 | USD | evidence → |
| Net income | 5,036,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,046,000 | USD | evidence → |
| Total capital | 44,200,000 | USD | evidence → |
| Risk-weighted assets | 278,399,000 | USD | evidence → |