Call report 2014Q4
COMMENCEMENT BANK — 2014Q4
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 167,679,000 | USD | evidence → |
| Total loans | 133,410,000 | USD | evidence → |
| Allowance for loan losses | 1,851,000 | USD | evidence → |
| Securities available for sale | 2,929,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 142,637,000 | USD | evidence → |
| Interest-bearing deposits | 118,244,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,394,000 | USD | evidence → |
| Equity capital | 21,521,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,712,000 | USD | evidence → |
| Interest expense | 754,000 | USD | evidence → |
| Net interest income | 5,958,000 | USD | evidence → |
| Noninterest income | 407,000 | USD | evidence → |
| Noninterest expense | 5,008,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 1,320,000 | USD | evidence → |
| Income tax | 400,000 | USD | evidence → |
| Net income | 920,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,500,000 | USD | evidence → |
| Total capital | 23,154,000 | USD | evidence → |
| Risk-weighted assets | 132,044,000 | USD | evidence → |