Call report 2014Q3
COMMENCEMENT BANK — 2014Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 166,475,000 | USD | evidence → |
| Total loans | 133,210,000 | USD | evidence → |
| Allowance for loan losses | 2,001,000 | USD | evidence → |
| Securities available for sale | 3,076,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,732,000 | USD | evidence → |
| Interest-bearing deposits | 120,502,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,230,000 | USD | evidence → |
| Equity capital | 21,267,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,961,000 | USD | evidence → |
| Interest expense | 555,000 | USD | evidence → |
| Net interest income | 4,406,000 | USD | evidence → |
| Noninterest income | 308,000 | USD | evidence → |
| Noninterest expense | 3,727,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 950,000 | USD | evidence → |
| Income tax | 282,000 | USD | evidence → |
| Net income | 668,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,183,000 | USD | evidence → |
| Total capital | 22,820,000 | USD | evidence → |
| Risk-weighted assets | 130,573,000 | USD | evidence → |