Call report 2015Q1
COMMENCEMENT BANK — 2015Q1
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,432,000 | USD | evidence → |
| Total loans | 139,350,000 | USD | evidence → |
| Allowance for loan losses | 1,851,000 | USD | evidence → |
| Securities available for sale | 1,819,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,955,000 | USD | evidence → |
| Interest-bearing deposits | 121,103,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,852,000 | USD | evidence → |
| Equity capital | 21,762,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,695,000 | USD | evidence → |
| Interest expense | 184,000 | USD | evidence → |
| Net interest income | 1,511,000 | USD | evidence → |
| Noninterest income | 160,000 | USD | evidence → |
| Noninterest expense | 1,329,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 343,000 | USD | evidence → |
| Income tax | 117,000 | USD | evidence → |
| Net income | 226,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,370,000 | USD | evidence → |
| Total capital | 23,216,000 | USD | evidence → |
| Risk-weighted assets | 147,708,000 | USD | evidence → |