Call report 2014Q2
COMMENCEMENT BANK — 2014Q2
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,559,000 | USD | evidence → |
| Total loans | 130,141,000 | USD | evidence → |
| Allowance for loan losses | 1,904,000 | USD | evidence → |
| Securities available for sale | 3,246,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,055,000 | USD | evidence → |
| Interest-bearing deposits | 114,819,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,236,000 | USD | evidence → |
| Equity capital | 21,027,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,286,000 | USD | evidence → |
| Interest expense | 358,000 | USD | evidence → |
| Net interest income | 2,928,000 | USD | evidence → |
| Noninterest income | 204,000 | USD | evidence → |
| Noninterest expense | 2,460,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 635,000 | USD | evidence → |
| Income tax | 182,000 | USD | evidence → |
| Net income | 453,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,863,000 | USD | evidence → |
| Total capital | 22,457,000 | USD | evidence → |
| Risk-weighted assets | 127,188,000 | USD | evidence → |