Call report 2014Q1
COMMENCEMENT BANK — 2014Q1
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,913,000 | USD | evidence → |
| Total loans | 131,665,000 | USD | evidence → |
| Allowance for loan losses | 1,842,000 | USD | evidence → |
| Securities available for sale | 4,427,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,755,000 | USD | evidence → |
| Interest-bearing deposits | 113,061,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,694,000 | USD | evidence → |
| Equity capital | 20,752,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,594,000 | USD | evidence → |
| Interest expense | 180,000 | USD | evidence → |
| Net interest income | 1,414,000 | USD | evidence → |
| Noninterest income | 94,000 | USD | evidence → |
| Noninterest expense | 1,212,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 251,000 | USD | evidence → |
| Income tax | 59,000 | USD | evidence → |
| Net income | 192,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,473,000 | USD | evidence → |
| Total capital | 22,111,000 | USD | evidence → |
| Risk-weighted assets | 130,835,000 | USD | evidence → |