Call report 2013Q4
COMMENCEMENT BANK — 2013Q4
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 170,637,000 | USD | evidence → |
| Total loans | 128,124,000 | USD | evidence → |
| Allowance for loan losses | 1,732,000 | USD | evidence → |
| Securities available for sale | 4,622,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,724,000 | USD | evidence → |
| Interest-bearing deposits | 126,064,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,660,000 | USD | evidence → |
| Equity capital | 20,554,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,025,000 | USD | evidence → |
| Interest expense | 693,000 | USD | evidence → |
| Net interest income | 5,332,000 | USD | evidence → |
| Noninterest income | 10,000 | USD | evidence → |
| Noninterest expense | 4,477,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 850,000 | USD | evidence → |
| Income tax | -602,000 | USD | evidence → |
| Net income | 1,452,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,251,000 | USD | evidence → |
| Total capital | 21,839,000 | USD | evidence → |
| Risk-weighted assets | 126,851,000 | USD | evidence → |