Call report 2013Q3
COMMENCEMENT BANK — 2013Q3
The 22 measures COMMENCEMENT BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,544,000 | USD | evidence → |
| Total loans | 119,850,000 | USD | evidence → |
| Allowance for loan losses | 1,732,000 | USD | evidence → |
| Securities available for sale | 4,894,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,695,000 | USD | evidence → |
| Interest-bearing deposits | 101,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,795,000 | USD | evidence → |
| Equity capital | 20,077,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,424,000 | USD | evidence → |
| Interest expense | 529,000 | USD | evidence → |
| Net interest income | 3,895,000 | USD | evidence → |
| Noninterest income | -86,000 | USD | evidence → |
| Noninterest expense | 3,351,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 458,000 | USD | evidence → |
| Income tax | -510,000 | USD | evidence → |
| Net income | 968,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,710,000 | USD | evidence → |
| Total capital | 21,212,000 | USD | evidence → |
| Risk-weighted assets | 119,926,000 | USD | evidence → |