Call report 2005Q1
SACO & BIDDEFORD SAVINGS INSTITUTION — 2005Q1
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 566,067,000 | USD | evidence → |
| Total loans | 431,856,000 | USD | evidence → |
| Allowance for loan losses | 2,814,000 | USD | evidence → |
| Securities available for sale | 95,950,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 382,292,000 | USD | evidence → |
| Interest-bearing deposits | 357,949,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,343,000 | USD | evidence → |
| Equity capital | 61,254,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,245,000 | USD | evidence → |
| Interest expense | 3,384,000 | USD | evidence → |
| Net interest income | 3,861,000 | USD | evidence → |
| Noninterest income | 198,000 | USD | evidence → |
| Noninterest expense | 2,744,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,456,000 | USD | evidence → |
| Income tax | 482,000 | USD | evidence → |
| Net income | 974,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,108,000 | USD | evidence → |
| Total capital | 64,287,000 | USD | evidence → |
| Risk-weighted assets | 325,533,000 | USD | evidence → |