Call report 2004Q4
SACO & BIDDEFORD SAVINGS INSTITUTION — 2004Q4
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 559,011,000 | USD | evidence → |
| Total loans | 420,083,000 | USD | evidence → |
| Allowance for loan losses | 2,816,000 | USD | evidence → |
| Securities available for sale | 110,893,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 378,645,000 | USD | evidence → |
| Interest-bearing deposits | 353,304,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,341,000 | USD | evidence → |
| Equity capital | 61,483,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,201,000 | USD | evidence → |
| Interest expense | 13,139,000 | USD | evidence → |
| Net interest income | 15,062,000 | USD | evidence → |
| Noninterest income | 808,000 | USD | evidence → |
| Noninterest expense | 10,143,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,726,000 | USD | evidence → |
| Income tax | 2,300,000 | USD | evidence → |
| Net income | 4,426,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,134,000 | USD | evidence → |
| Total capital | 63,428,000 | USD | evidence → |
| Risk-weighted assets | 321,940,000 | USD | evidence → |