Call report 2005Q2
SACO & BIDDEFORD SAVINGS INSTITUTION — 2005Q2
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 590,670,000 | USD | evidence → |
| Total loans | 443,890,000 | USD | evidence → |
| Allowance for loan losses | 2,818,000 | USD | evidence → |
| Securities available for sale | 92,964,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 396,998,000 | USD | evidence → |
| Interest-bearing deposits | 371,061,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,937,000 | USD | evidence → |
| Equity capital | 62,504,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,862,000 | USD | evidence → |
| Interest expense | 7,138,000 | USD | evidence → |
| Net interest income | 7,724,000 | USD | evidence → |
| Noninterest income | 402,000 | USD | evidence → |
| Noninterest expense | 5,419,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,020,000 | USD | evidence → |
| Income tax | 1,008,000 | USD | evidence → |
| Net income | 2,012,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,146,000 | USD | evidence → |
| Total capital | 65,270,000 | USD | evidence → |
| Risk-weighted assets | 338,940,000 | USD | evidence → |