Call report 2004Q3
SACO & BIDDEFORD SAVINGS INSTITUTION — 2004Q3
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 561,813,000 | USD | evidence → |
| Total loans | 406,537,000 | USD | evidence → |
| Allowance for loan losses | 2,817,000 | USD | evidence → |
| Securities available for sale | 124,174,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 385,234,000 | USD | evidence → |
| Interest-bearing deposits | 358,918,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,316,000 | USD | evidence → |
| Equity capital | 60,732,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,989,000 | USD | evidence → |
| Interest expense | 9,767,000 | USD | evidence → |
| Net interest income | 11,222,000 | USD | evidence → |
| Noninterest income | 659,000 | USD | evidence → |
| Noninterest expense | 7,410,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,460,000 | USD | evidence → |
| Income tax | 1,870,000 | USD | evidence → |
| Net income | 3,590,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,298,000 | USD | evidence → |
| Total capital | 62,443,000 | USD | evidence → |
| Risk-weighted assets | 321,283,000 | USD | evidence → |