Call report 2004Q2
SACO & BIDDEFORD SAVINGS INSTITUTION — 2004Q2
The 22 measures SACO & BIDDEFORD SAVINGS INSTITUTION reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 555,490,000 | USD | evidence → |
| Total loans | 388,551,000 | USD | evidence → |
| Allowance for loan losses | 2,834,000 | USD | evidence → |
| Securities available for sale | 130,930,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 385,241,000 | USD | evidence → |
| Interest-bearing deposits | 361,002,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,239,000 | USD | evidence → |
| Equity capital | 59,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,872,000 | USD | evidence → |
| Interest expense | 6,426,000 | USD | evidence → |
| Net interest income | 7,446,000 | USD | evidence → |
| Noninterest income | 429,000 | USD | evidence → |
| Noninterest expense | 4,834,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,876,000 | USD | evidence → |
| Income tax | 1,320,000 | USD | evidence → |
| Net income | 2,556,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,264,000 | USD | evidence → |
| Total capital | 61,513,000 | USD | evidence → |
| Risk-weighted assets | 313,609,000 | USD | evidence → |