Call report 2003Q2
HERITAGE COMMUNITY BANK — 2003Q2
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 313,700,000 | USD | evidence → |
| Total loans | 236,982,000 | USD | evidence → |
| Allowance for loan losses | 3,701,000 | USD | evidence → |
| Securities available for sale | 45,203,000 | USD | evidence → |
| Securities held to maturity | 587,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 254,741,000 | USD | evidence → |
| Interest-bearing deposits | 226,383,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,358,000 | USD | evidence → |
| Equity capital | 34,916,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,782,000 | USD | evidence → |
| Interest expense | 2,926,000 | USD | evidence → |
| Net interest income | 6,856,000 | USD | evidence → |
| Noninterest income | 2,253,000 | USD | evidence → |
| Noninterest expense | 5,597,000 | USD | evidence → |
| Provision for loan losses | 1,295,000 | USD | evidence → |
| Pretax income | 2,217,000 | USD | evidence → |
| Income tax | 806,000 | USD | evidence → |
| Net income | 1,411,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,245,000 | USD | evidence → |
| Total capital | 32,035,000 | USD | evidence → |
| Risk-weighted assets | 222,307,000 | USD | evidence → |