Call report 2003Q3
HERITAGE COMMUNITY BANK — 2003Q3
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 306,947,000 | USD | evidence → |
| Total loans | 226,025,000 | USD | evidence → |
| Allowance for loan losses | 3,409,000 | USD | evidence → |
| Securities available for sale | 43,282,000 | USD | evidence → |
| Securities held to maturity | 439,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 249,127,000 | USD | evidence → |
| Interest-bearing deposits | 221,679,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,448,000 | USD | evidence → |
| Equity capital | 34,423,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,247,000 | USD | evidence → |
| Interest expense | 4,232,000 | USD | evidence → |
| Net interest income | 10,015,000 | USD | evidence → |
| Noninterest income | 3,305,000 | USD | evidence → |
| Noninterest expense | 8,679,000 | USD | evidence → |
| Provision for loan losses | 2,845,000 | USD | evidence → |
| Pretax income | 1,796,000 | USD | evidence → |
| Income tax | 566,000 | USD | evidence → |
| Net income | 1,230,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,864,000 | USD | evidence → |
| Total capital | 31,530,000 | USD | evidence → |
| Risk-weighted assets | 212,531,000 | USD | evidence → |