Call report 2003Q1
HERITAGE COMMUNITY BANK — 2003Q1
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,294,000 | USD | evidence → |
| Total loans | 241,487,000 | USD | evidence → |
| Allowance for loan losses | 3,670,000 | USD | evidence → |
| Securities available for sale | 49,433,000 | USD | evidence → |
| Securities held to maturity | 594,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,654,000 | USD | evidence → |
| Interest-bearing deposits | 237,073,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,581,000 | USD | evidence → |
| Equity capital | 35,689,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,006,000 | USD | evidence → |
| Interest expense | 1,513,000 | USD | evidence → |
| Net interest income | 3,493,000 | USD | evidence → |
| Noninterest income | 1,084,000 | USD | evidence → |
| Noninterest expense | 2,732,000 | USD | evidence → |
| Provision for loan losses | 310,000 | USD | evidence → |
| Pretax income | 1,535,000 | USD | evidence → |
| Income tax | 571,000 | USD | evidence → |
| Net income | 964,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,712,000 | USD | evidence → |
| Total capital | 32,562,000 | USD | evidence → |
| Risk-weighted assets | 227,211,000 | USD | evidence → |