Call report 2002Q4
HERITAGE COMMUNITY BANK — 2002Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 323,448,000 | USD | evidence → |
| Total loans | 245,150,000 | USD | evidence → |
| Allowance for loan losses | 3,684,000 | USD | evidence → |
| Securities available for sale | 39,960,000 | USD | evidence → |
| Securities held to maturity | 700,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 263,064,000 | USD | evidence → |
| Interest-bearing deposits | 240,917,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,147,000 | USD | evidence → |
| Equity capital | 36,069,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,800,000 | USD | evidence → |
| Interest expense | 7,410,000 | USD | evidence → |
| Net interest income | 15,390,000 | USD | evidence → |
| Noninterest income | 3,515,000 | USD | evidence → |
| Noninterest expense | 10,184,000 | USD | evidence → |
| Provision for loan losses | 610,000 | USD | evidence → |
| Pretax income | 8,111,000 | USD | evidence → |
| Income tax | 2,940,000 | USD | evidence → |
| Net income | 5,171,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,811,000 | USD | evidence → |
| Total capital | 32,663,000 | USD | evidence → |
| Risk-weighted assets | 227,915,000 | USD | evidence → |