Call report 2005Q3
CITIZENS BANK — 2005Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,219,000 | USD | evidence → |
| Total loans | 65,570,000 | USD | evidence → |
| Allowance for loan losses | 725,000 | USD | evidence → |
| Securities available for sale | 21,152,000 | USD | evidence → |
| Securities held to maturity | 3,393,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,357,000 | USD | evidence → |
| Interest-bearing deposits | 68,053,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,304,000 | USD | evidence → |
| Equity capital | 7,315,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,130,000 | USD | evidence → |
| Interest expense | 1,295,000 | USD | evidence → |
| Net interest income | 2,835,000 | USD | evidence → |
| Noninterest income | 419,000 | USD | evidence → |
| Noninterest expense | 2,033,000 | USD | evidence → |
| Provision for loan losses | 183,000 | USD | evidence → |
| Pretax income | 1,038,000 | USD | evidence → |
| Income tax | 397,000 | USD | evidence → |
| Net income | 641,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,522,000 | USD | evidence → |
| Total capital | 8,247,000 | USD | evidence → |
| Risk-weighted assets | 63,757,000 | USD | evidence → |