Call report 2005Q2
CITIZENS BANK — 2005Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 91,660,000 | USD | evidence → |
| Total loans | 62,940,000 | USD | evidence → |
| Allowance for loan losses | 731,000 | USD | evidence → |
| Securities available for sale | 19,720,000 | USD | evidence → |
| Securities held to maturity | 3,640,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,819,000 | USD | evidence → |
| Interest-bearing deposits | 64,904,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,915,000 | USD | evidence → |
| Equity capital | 7,277,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,649,000 | USD | evidence → |
| Interest expense | 803,000 | USD | evidence → |
| Net interest income | 1,846,000 | USD | evidence → |
| Noninterest income | 283,000 | USD | evidence → |
| Noninterest expense | 1,328,000 | USD | evidence → |
| Provision for loan losses | 160,000 | USD | evidence → |
| Pretax income | 641,000 | USD | evidence → |
| Income tax | 245,000 | USD | evidence → |
| Net income | 396,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,277,000 | USD | evidence → |
| Total capital | 8,008,000 | USD | evidence → |
| Risk-weighted assets | 60,534,000 | USD | evidence → |