Call report 2005Q4
CITIZENS BANK — 2005Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,326,000 | USD | evidence → |
| Total loans | 68,696,000 | USD | evidence → |
| Allowance for loan losses | 722,000 | USD | evidence → |
| Securities available for sale | 25,425,000 | USD | evidence → |
| Securities held to maturity | 3,209,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,866,000 | USD | evidence → |
| Interest-bearing deposits | 73,455,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,411,000 | USD | evidence → |
| Equity capital | 7,472,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,725,000 | USD | evidence → |
| Interest expense | 1,863,000 | USD | evidence → |
| Net interest income | 3,862,000 | USD | evidence → |
| Noninterest income | 565,000 | USD | evidence → |
| Noninterest expense | 2,754,000 | USD | evidence → |
| Provision for loan losses | 198,000 | USD | evidence → |
| Pretax income | 1,475,000 | USD | evidence → |
| Income tax | 565,000 | USD | evidence → |
| Net income | 910,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,791,000 | USD | evidence → |
| Total capital | 8,513,000 | USD | evidence → |
| Risk-weighted assets | 67,059,000 | USD | evidence → |