Call report 2005Q1
CITIZENS BANK — 2005Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,883,000 | USD | evidence → |
| Total loans | 60,673,000 | USD | evidence → |
| Allowance for loan losses | 707,000 | USD | evidence → |
| Securities available for sale | 17,873,000 | USD | evidence → |
| Securities held to maturity | 3,852,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,426,000 | USD | evidence → |
| Interest-bearing deposits | 64,524,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,902,000 | USD | evidence → |
| Equity capital | 6,866,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,280,000 | USD | evidence → |
| Interest expense | 375,000 | USD | evidence → |
| Net interest income | 905,000 | USD | evidence → |
| Noninterest income | 137,000 | USD | evidence → |
| Noninterest expense | 661,000 | USD | evidence → |
| Provision for loan losses | 130,000 | USD | evidence → |
| Pretax income | 251,000 | USD | evidence → |
| Income tax | 96,000 | USD | evidence → |
| Net income | 155,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,036,000 | USD | evidence → |
| Total capital | 7,743,000 | USD | evidence → |
| Risk-weighted assets | 58,803,000 | USD | evidence → |