Call report 2004Q4
CITIZENS BANK — 2004Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,842,000 | USD | evidence → |
| Total loans | 61,026,000 | USD | evidence → |
| Allowance for loan losses | 687,000 | USD | evidence → |
| Securities available for sale | 16,262,000 | USD | evidence → |
| Securities held to maturity | 4,057,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,352,000 | USD | evidence → |
| Interest-bearing deposits | 63,350,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,002,000 | USD | evidence → |
| Equity capital | 6,856,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,772,000 | USD | evidence → |
| Interest expense | 1,297,000 | USD | evidence → |
| Net interest income | 3,475,000 | USD | evidence → |
| Noninterest income | 515,000 | USD | evidence → |
| Noninterest expense | 2,556,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 1,299,000 | USD | evidence → |
| Income tax | 497,000 | USD | evidence → |
| Net income | 802,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,881,000 | USD | evidence → |
| Total capital | 7,568,000 | USD | evidence → |
| Risk-weighted assets | 58,242,000 | USD | evidence → |