Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 84,379,000 | USD | evidence → |
| Total loans | 61,485,000 | USD | evidence → |
| Allowance for loan losses | 639,000 | USD | evidence → |
| Securities available for sale | 13,984,000 | USD | evidence → |
| Securities held to maturity | 3,762,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,845,000 | USD | evidence → |
| Interest-bearing deposits | 60,080,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,765,000 | USD | evidence → |
| Equity capital | 6,954,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,527,000 | USD | evidence → |
| Interest expense | 946,000 | USD | evidence → |
| Net interest income | 2,581,000 | USD | evidence → |
| Noninterest income | 373,000 | USD | evidence → |
| Noninterest expense | 1,888,000 | USD | evidence → |
| Provision for loan losses | 76,000 | USD | evidence → |
| Pretax income | 990,000 | USD | evidence → |
| Income tax | 379,000 | USD | evidence → |
| Net income | 611,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,963,000 | USD | evidence → |
| Total capital | 7,602,000 | USD | evidence → |
| Risk-weighted assets | 57,409,000 | USD | evidence → |