Call report 2004Q2
CITIZENS BANK — 2004Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,670,000 | USD | evidence → |
| Total loans | 58,412,000 | USD | evidence → |
| Allowance for loan losses | 626,000 | USD | evidence → |
| Securities available for sale | 13,893,000 | USD | evidence → |
| Securities held to maturity | 3,985,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,412,000 | USD | evidence → |
| Interest-bearing deposits | 59,982,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,430,000 | USD | evidence → |
| Equity capital | 6,732,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,299,000 | USD | evidence → |
| Interest expense | 622,000 | USD | evidence → |
| Net interest income | 1,677,000 | USD | evidence → |
| Noninterest income | 232,000 | USD | evidence → |
| Noninterest expense | 1,252,000 | USD | evidence → |
| Provision for loan losses | 39,000 | USD | evidence → |
| Pretax income | 618,000 | USD | evidence → |
| Income tax | 236,000 | USD | evidence → |
| Net income | 382,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,937,000 | USD | evidence → |
| Total capital | 7,563,000 | USD | evidence → |
| Risk-weighted assets | 54,557,000 | USD | evidence → |