Call report 2004Q1
CITIZENS BANK — 2004Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,187,000 | USD | evidence → |
| Total loans | 54,978,000 | USD | evidence → |
| Allowance for loan losses | 644,000 | USD | evidence → |
| Securities available for sale | 15,627,000 | USD | evidence → |
| Securities held to maturity | 4,337,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,425,000 | USD | evidence → |
| Interest-bearing deposits | 56,413,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,012,000 | USD | evidence → |
| Equity capital | 6,835,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,122,000 | USD | evidence → |
| Interest expense | 312,000 | USD | evidence → |
| Net interest income | 810,000 | USD | evidence → |
| Noninterest income | 112,000 | USD | evidence → |
| Noninterest expense | 628,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 274,000 | USD | evidence → |
| Income tax | 105,000 | USD | evidence → |
| Net income | 169,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,725,000 | USD | evidence → |
| Total capital | 7,369,000 | USD | evidence → |
| Risk-weighted assets | 51,457,000 | USD | evidence → |