Call report 2003Q4
CITIZENS BANK — 2003Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,416,000 | USD | evidence → |
| Total loans | 52,536,000 | USD | evidence → |
| Allowance for loan losses | 630,000 | USD | evidence → |
| Securities available for sale | 14,369,000 | USD | evidence → |
| Securities held to maturity | 4,556,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,813,000 | USD | evidence → |
| Interest-bearing deposits | 55,798,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,015,000 | USD | evidence → |
| Equity capital | 6,583,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,217,000 | USD | evidence → |
| Interest expense | 1,411,000 | USD | evidence → |
| Net interest income | 2,806,000 | USD | evidence → |
| Noninterest income | 453,000 | USD | evidence → |
| Noninterest expense | 2,145,000 | USD | evidence → |
| Provision for loan losses | 102,000 | USD | evidence → |
| Pretax income | 1,012,000 | USD | evidence → |
| Income tax | 395,000 | USD | evidence → |
| Net income | 617,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,555,000 | USD | evidence → |
| Total capital | 7,173,000 | USD | evidence → |
| Risk-weighted assets | 49,423,000 | USD | evidence → |