Call report 2003Q3
CITIZENS BANK — 2003Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,474,000 | USD | evidence → |
| Total loans | 51,700,000 | USD | evidence → |
| Allowance for loan losses | 674,000 | USD | evidence → |
| Securities available for sale | 12,620,000 | USD | evidence → |
| Securities held to maturity | 4,305,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,264,000 | USD | evidence → |
| Interest-bearing deposits | 52,077,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,187,000 | USD | evidence → |
| Equity capital | 6,750,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,135,000 | USD | evidence → |
| Interest expense | 1,079,000 | USD | evidence → |
| Net interest income | 2,056,000 | USD | evidence → |
| Noninterest income | 345,000 | USD | evidence → |
| Noninterest expense | 1,518,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 803,000 | USD | evidence → |
| Income tax | 307,000 | USD | evidence → |
| Net income | 496,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,740,000 | USD | evidence → |
| Total capital | 7,335,000 | USD | evidence → |
| Risk-weighted assets | 47,446,000 | USD | evidence → |