Call report 2003Q2
CITIZENS BANK — 2003Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,334,000 | USD | evidence → |
| Total loans | 51,878,000 | USD | evidence → |
| Allowance for loan losses | 677,000 | USD | evidence → |
| Securities available for sale | 13,621,000 | USD | evidence → |
| Securities held to maturity | 3,818,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,325,000 | USD | evidence → |
| Interest-bearing deposits | 51,774,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,551,000 | USD | evidence → |
| Equity capital | 6,973,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,092,000 | USD | evidence → |
| Interest expense | 730,000 | USD | evidence → |
| Net interest income | 1,362,000 | USD | evidence → |
| Noninterest income | 236,000 | USD | evidence → |
| Noninterest expense | 963,000 | USD | evidence → |
| Provision for loan losses | 39,000 | USD | evidence → |
| Pretax income | 596,000 | USD | evidence → |
| Income tax | 228,000 | USD | evidence → |
| Net income | 368,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,850,000 | USD | evidence → |
| Total capital | 7,438,000 | USD | evidence → |
| Risk-weighted assets | 46,940,000 | USD | evidence → |