Call report 2004Q2
REGAL BANK & TRUST — 2004Q2
The 22 measures REGAL BANK & TRUST reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,914,000 | USD | evidence → |
| Total loans | 80,007,000 | USD | evidence → |
| Allowance for loan losses | 1,315,000 | USD | evidence → |
| Securities available for sale | 12,779,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,549,000 | USD | evidence → |
| Interest-bearing deposits | 72,270,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,279,000 | USD | evidence → |
| Equity capital | 7,574,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,117,000 | USD | evidence → |
| Interest expense | 1,065,000 | USD | evidence → |
| Net interest income | 2,052,000 | USD | evidence → |
| Noninterest income | 381,000 | USD | evidence → |
| Noninterest expense | 1,615,000 | USD | evidence → |
| Provision for loan losses | 91,000 | USD | evidence → |
| Pretax income | 759,000 | USD | evidence → |
| Income tax | 288,000 | USD | evidence → |
| Net income | 471,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,883,000 | USD | evidence → |
| Total capital | 8,823,000 | USD | evidence → |
| Risk-weighted assets | 74,805,000 | USD | evidence → |