Call report 2004Q3
REGAL BANK & TRUST — 2004Q3
The 22 measures REGAL BANK & TRUST reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,684,000 | USD | evidence → |
| Total loans | 82,294,000 | USD | evidence → |
| Allowance for loan losses | 1,287,000 | USD | evidence → |
| Securities available for sale | 12,649,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,354,000 | USD | evidence → |
| Interest-bearing deposits | 69,137,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,217,000 | USD | evidence → |
| Equity capital | 8,036,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,889,000 | USD | evidence → |
| Interest expense | 1,636,000 | USD | evidence → |
| Net interest income | 3,253,000 | USD | evidence → |
| Noninterest income | 513,000 | USD | evidence → |
| Noninterest expense | 2,383,000 | USD | evidence → |
| Provision for loan losses | 121,000 | USD | evidence → |
| Pretax income | 1,294,000 | USD | evidence → |
| Income tax | 492,000 | USD | evidence → |
| Net income | 802,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,178,000 | USD | evidence → |
| Total capital | 9,138,000 | USD | evidence → |
| Risk-weighted assets | 76,457,000 | USD | evidence → |