Call report 2004Q1
REGAL BANK & TRUST — 2004Q1
The 22 measures REGAL BANK & TRUST reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,140,000 | USD | evidence → |
| Total loans | 74,848,000 | USD | evidence → |
| Allowance for loan losses | 1,272,000 | USD | evidence → |
| Securities available for sale | 10,701,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,124,000 | USD | evidence → |
| Interest-bearing deposits | 63,589,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,535,000 | USD | evidence → |
| Equity capital | 7,576,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,483,000 | USD | evidence → |
| Interest expense | 517,000 | USD | evidence → |
| Net interest income | 966,000 | USD | evidence → |
| Noninterest income | 133,000 | USD | evidence → |
| Noninterest expense | 822,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 264,000 | USD | evidence → |
| Income tax | 99,000 | USD | evidence → |
| Net income | 165,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,611,000 | USD | evidence → |
| Total capital | 8,464,000 | USD | evidence → |
| Risk-weighted assets | 67,860,000 | USD | evidence → |