Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,199,000 | USD | evidence → |
| Total loans | 75,146,000 | USD | evidence → |
| Allowance for loan losses | 500,000 | USD | evidence → |
| Securities available for sale | 45,917,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,336,000 | USD | evidence → |
| Interest-bearing deposits | 92,683,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,653,000 | USD | evidence → |
| Equity capital | 11,103,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,604,000 | USD | evidence → |
| Interest expense | 1,182,000 | USD | evidence → |
| Net interest income | 3,422,000 | USD | evidence → |
| Noninterest income | 670,000 | USD | evidence → |
| Noninterest expense | 2,844,000 | USD | evidence → |
| Provision for loan losses | 153,000 | USD | evidence → |
| Pretax income | 1,099,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 1,079,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,516,000 | USD | evidence → |
| Total capital | 11,016,000 | USD | evidence → |
| Risk-weighted assets | 78,668,000 | USD | evidence → |