Call report 2004Q4
CITIZENS BANK — 2004Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 135,618,000 | USD | evidence → |
| Total loans | 75,135,000 | USD | evidence → |
| Allowance for loan losses | 505,000 | USD | evidence → |
| Securities available for sale | 51,207,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 114,404,000 | USD | evidence → |
| Interest-bearing deposits | 92,806,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,598,000 | USD | evidence → |
| Equity capital | 11,228,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,334,000 | USD | evidence → |
| Interest expense | 1,728,000 | USD | evidence → |
| Net interest income | 4,606,000 | USD | evidence → |
| Noninterest income | 957,000 | USD | evidence → |
| Noninterest expense | 3,943,000 | USD | evidence → |
| Provision for loan losses | 183,000 | USD | evidence → |
| Pretax income | 1,441,000 | USD | evidence → |
| Income tax | 27,000 | USD | evidence → |
| Net income | 1,414,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,751,000 | USD | evidence → |
| Total capital | 11,256,000 | USD | evidence → |
| Risk-weighted assets | 81,393,000 | USD | evidence → |